Perplexity Launches Business Skills for American Express Card Members

Perplexity on October 1, 2026 announced a collection of ready-to-use Skills for Perplexity Computer curated for U.S. American Express Business Card Members, alongside card-linked offers that include a $125 statement credit and 1,000 bonus Computer Credits.

Access requires an active Perplexity Enterprise subscription. Perplexity describes the collection as pre-built AI workflows for everyday work needs, including tax preparation, cash flow forecasting, and marketing campaign generation, and the announcement follows the company’s June 4, 2026 post on Perplexity Computer for growing businesses.

How the Skills Work

Perplexity describes Skills as reusable sets of instructions that guide Perplexity Computer through specific tasks, including the information it needs and the output it should produce. Instead of writing a detailed query from scratch, a business owner selects a task and provides details through a form, such as the focus of a campaign or the period a forecast should cover. Perplexity says the collection spans finance, marketing, operations, and hiring, and that owners can begin with one task, review the result, and build from there.

Running Skills requires Computer Credits, with usage varying by task complexity. The American Express partnership page frames access as three steps: connect an eligible card, pick a Skill, and get personalized results.

Eligible Card Members open Personal CFO from the connectors page and link their Business Card through Plaid to reach the collection. After a Skill is selected and the task details are supplied, Computer checks for the data it needs and asks for any missing connections. A full cash flow forecast, for example, requires the business’s operating bank account through Plaid, and Perplexity says connecting an accounting tool adds invoice and bill details that improve the timing estimates.

The 10 Skills in the Collection

Cash flow forecasting builds a week-by-week forecast that highlights potential shortfalls and the recurring payments contributing to them; the partnership page describes it as projecting the next 90 days from balances and transactions. Tax-season prep organizes transactions, flags unusual or uncategorized expenses, and prepares a report for an accountant’s review, with the partnership page adding deductible estimates and a year-end summary. Vendor benchmarking identifies top vendors by spending and compares their costs with published market pricing and terms. Scenario planning models how different revenue and expense assumptions could affect next year’s cash position and the months when cash may be tight; the partnership page describes base case, growth, and decline scenarios against 24 months of revenue trends with a projected runway. Reconciliation matches bank and card transactions to invoices, bills, and receipts, then flags missing records, mismatches, and possible duplicates in an expense report.

Marketing campaign generation drafts email, social, and landing-page copy using the business’s brand voice, audience segments, and available campaign history in platforms such as HubSpot, Mailchimp, or Klaviyo. Demand forecasting uses Google Analytics traffic and conversion history to estimate next quarter’s demand by channel and highlight seasonal patterns; the partnership page describes it as reading 18 months of web traffic, funnels, and campaign performance. Channel ROAS review compares ad spending and attributed revenue across channels and campaigns while keeping ad-platform reporting separate from analytics-based attribution.

Operations performance monitoring reviews business metrics from Google Sheets, Snowflake, or uploaded spreadsheets to identify bottlenecks and track changes over time when sufficient history is available; the partnership page says it surfaces the top three bottlenecks and specific process changes. The hiring Skill drafts job descriptions and compares applicants with stated, job-related criteria, with supporting evidence for the employer’s review. Perplexity states that business owners review the results before making decisions or putting drafts to use.

Eligibility and Data Terms

The collection is available to U.S. American Express Business Card Members with an active Perplexity Enterprise subscription, subject to auto-renewal, who link an eligible card. The terms on the partnership page, labeled as final terms provided by American Express, state that Corporate Card Members are not eligible.

The card connection runs through Plaid and is described as read-only and encrypted, with the option to revoke access at any time. By linking, members authorize Perplexity to access card transaction and account data through Amex or a third-party service provider on a read-only basis for the purpose of providing the Skills, subject to Perplexity’s data processing addendum and the privacy policies and terms of Amex and the provider.

The terms state that Skills outputs are AI-generated, may include financial analysis, projections, and recommendations based on transaction data, are provided for informational purposes only, and do not constitute financial, tax, legal, or accounting advice, and that users should consult qualified professionals before acting on any output. American Express is not responsible for Perplexity’s platform, AI-generated outputs, products, or services, and fulfillment of the collection is Perplexity’s sole responsibility. Access is subject to availability and may be changed or canceled at any time without notice, and canceling the subscription ends access to the collection.

Card-Linked Offers

Under the statement-credit offer, a Card Member earns a one-time $125 statement credit after using an enrolled eligible American Express Business Card to make a single qualifying purchase of $325 or more on a Perplexity Enterprise Pro or Enterprise Max plan by March 29, 2027. Enrollment is required and may be limited, the offer is valid only through the merchant website, and purchases made in-app or via an app store are excluded.

Under the bonus-credit offer, Card Members who use their U.S. Business Card to pay for an auto-renewing Perplexity Enterprise subscription purchased directly at Perplexity.ai from October 1, 2026 through March 29, 2027 receive a one-time bonus of 1,000 Computer Credits, with existing and new Enterprise Pro and Enterprise Max subscriptions qualifying. The terms state the bonus may take up to 90 days to post after the purchase is charged, is limited to one per eligible Perplexity account rather than per seat, expires 60 calendar days after it is awarded, has no cash value, is non-transferable, and is forfeited upon cancellation of the subscription.

Unless otherwise specified in a subscriber’s agreement, the Enterprise subscription automatically renews at the then-current price unless canceled before the applicable renewal date. Both offers close on March 29, 2027.